Leasing & Finance

Leasing & Finance

Factoring of medical receivables

Overview

With this option, customers sell (factor) their outstanding medical receivables from national health insurance organizations and social health insurance providers to NTT TC Leasing to get a faster payout of those receivables.
By factoring, NTT TC Leasing can buy a customer’s outstanding medical receivables and supply those funds before the actual payout from national health insurance organizations.

Business model

(1) Conclude a factoring contract between the customer and NTT TC Leasing. (2) The customer notifies their national or social health insurance provider regarding the factoring. (3) The customer requests the medical receivables from their national or social health insurance provider. NTT TC Leasing also receives the details of this request. (4) NTT TC Leasing makes the first payout (of 70 to 80%) to the customer. (5) The health insurance provider conducts an audit. (6) The health insurance provider pays the medical receivables out to NTT TC Leasing. (7) NTT TC Leasing makes the second payout to the customer (for the remaining amount). (1) Conclude a factoring contract between the customer and NTT TC Leasing. (2) The customer notifies their national or social health insurance provider regarding the factoring. (3) The customer requests the medical receivables from their national or social health insurance provider. NTT TC Leasing also receives the details of this request. (4) NTT TC Leasing makes the first payout (of 70 to 80%) to the customer. (5) The health insurance provider conducts an audit. (6) The health insurance provider pays the medical receivables out to NTT TC Leasing. (7) NTT TC Leasing makes the second payout to the customer (for the remaining amount).

Benefits for customers

  • 診療報酬債権の早期回収によりキャッシュフローが向上し、お客さまの資金が有効活用できます。
  • 診療報酬債権を回収するまでの資金が不要になり、借入金を圧縮できます。

Important notes

  • 診療報酬債権譲渡の際、国保・社保への譲渡通知が必要となります。
For first-time customers: Leasing services at NTT TC Leasing

Inquiries regarding the
factoring of medical receivables

Department in charge: Financial Business Division, Specialty Sales Department

Hours: 9:00 to 17:00

Monday to Friday (excluding holidays and year-end and New Year holidays)

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