Leasing & Finance

Leasing & Finance

Factoring of accounts receivable

Overview

  • With this model, NTT TC Leasing takes the accounts receivable held by the customer and pays for them before the due date.
  • This option results in a faster turnover of accounts receivable and helps keep the customer’s balance sheet from getting cluttered.

Business model

(1) The customer (debtee) delivers the product to the purchaser (debtor). (2) Conclude a factoring contract between the customer and NTT TC Financing (factoring company). (3) The customer (debtee) sends the purchaser (debtor) a transfer notice, and the purchaser (debtor) sends the customer (debtee) a transfer approval. (4) NTT TC Leasing (the factoring company) pays the accounts receivable to the customer (debtee) before the due date. (5) The purchaser (debtor) sends the funds to NTT TC Financing (factoring company) by the due date. (1) The customer (debtee) delivers the product to the purchaser (debtor). (2) Conclude a factoring contract between the customer and NTT TC Financing (factoring company). (3) The customer (debtee) sends the purchaser (debtor) a transfer notice, and the purchaser (debtor) sends the customer (debtee) a transfer approval. (4) NTT TC Leasing (the factoring company) pays the accounts receivable to the customer (debtee) before the due date. (5) The purchaser (debtor) sends the funds to NTT TC Financing (factoring company) by the due date.

Benefits for customers

  • Optimize credit management of purchasers.
  • Get paid faster (and improve your cash flow).
  • Improve your financial indicators (with off-balance-sheet items).

Important notes

  • When receivables are transferred, a transfer notice must be sent to (or a transfer approval must be received from) the purchaser.
  • Certain conditions apply to making an item off-balance sheet.
For first-time customers: Leasing services at NTT TC Leasing

Inquiries regarding
factoring of accounts receivable

Department in charge: Each individual branch
Hours: 9:00 to 17:00
Monday to Friday (excluding holidays and year-end and New Year holidays)

Toll free0120-810-110(for all branches)
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