Privacy policy regarding leasing and financial services

Regarding the personal information held by our company related to financial services, we will do our utmost to protect said information in accordance with laws related to the protection of personal information (hereinafter referred to as the “Personal Information Protection Act”), governing authority and industry guidelines, and the NTT Group Information Security Policy (hereinafter collectively referred to as “protective laws”) in line with the policy below.

We collect personal information properly and fairly to help improve services and user-friendliness for our customers and to manage our business.

We do our best to keep the personal data we hold accurate, complete and up to date.

We will respond to requests from individuals to disclose their information, and if the personal data we possess contains errors, we will promptly correct or delete them.

We will not use the personal information we possess for any purpose other than the purpose of use without the consent of the individual, except when required by law or when announced on our website or terms.

• (1)When we provide the personal data we possess to third parties, we will first receive consent from the individual, except in the following cases.
  • When required by law.
  • When it is necessary to protect the life, body or property of the individual and it is difficult to obtain consent from said individual.
  • When it is particularly necessary to improve public health or promote the sound development of children, and it is difficult to obtain consent from said individual.
  • When a national institution, local public body, or a person outsourced by such an organization cooperates in carrying out affairs stipulated by law and there is a risk that obtaining the consent of the individual will hinder the performance of said affairs.
  • When the third party is an academic research institution, etc. and the third party needs to handle personal data for academic research purposes (when part of the purpose of handling the personal data is for academic research purposes) Except when there is a risk of unreasonably infringing the rights and interests of individuals, including
  • When providing to a third party after performing the procedure (so-called opt-out) stipulated in Article 27, Paragraph 2 of the Personal Information Protection Law.

• (2) When the personal data held by the Company is provided to a third party by opt-out, the purpose of use is to provide the personal data to the third party, the item of personal data provided to the third party, the first. How to acquire personal data provided to three parties, how to provide it to a third party, stop providing personal data that identifies the person to a third party at the request of the person, and accept the request of the person We will inform you of the method, how to update the personal data provided to the third party, and the scheduled date when the personal data will be provided to the third party.

• (3)Management of personal information provision is overseen by:
  

  Shinagawa Season Terrace 13F, 1-2-70 Konan, Minato-ku, Tokyo 108-0075
  NTT TC Leasing Co., Ltd. https://www.ntt-tc-lease.com/company/outline/

When handling customer's personal data, we will appropriately take organizational safety management measures, personal safety management measures, physical safety management measures, and technical safety management measures as follows. In addition, when outsourcing the handling of personal data information, we will supervise whether the outsourcee (including subcontractors, etc.) manages personal data appropriately, and improve it as necessary.

• (1) Organizational safety management measures
  Organizational system such as establishing an organizational system such as deploying information security committees and managers of each organization, establishing internal rules and operating based on them, and conducting regular audits on the operational status. Build a management system.
• (2) Human safety management measures
  We will provide sufficient education and training to employees regarding information security, and will request a written oath regarding compliance with the proper handling of personal data, etc. when engaging in business.
• (3) Physical safety management measures
  Security management related to the installation location and work location of information systems, physical equipment and software, such as entry / exit management of buildings and floors that handle personal data, prevention of theft, measures against damage to customer's personal data due to fire, lightning, etc. We will take various measures for protection.
• (Four) Technical safety management measures
  Access management such as authentication, authority management, control, and recording when accessing personal data, countermeasures against unauthorized software and viruses to the system, countermeasures during transportation and transmission / reception by encryption and clarification of responsibility, monitoring of information systems We will take technical management measures such as.

We will use the personal information we possess in cases stipulated by protective laws and for the purposes listed below.

• (1)Our businesses
  • The leasing, renting, selling (including installment sales), and cross-disbursement of movable property such as information and communication equipment, office equipment, industrial equipment, machine tools, civil engineering and construction machinery, transport equipment, medical equipment, retail and service industry equipment, and scientific equipment, as well as intellectual property rights such as for software
  • Financial services such as loans, debt guarantees, undertaking of debt, purchases and sales of various receivables, factoring, debt collection, and payment agency services
  • Market research and management consulting
  • General insurance agency and life insurance solicitation
  • Other services associated with each of the items above

• (2)Use
  

  We will use the personal information we possess to the extent necessary for our business and to achieve related purposes.

  • We will use the information for solicitations and application processing for our leasing, installment, finance, and other businesses stipulated in our company statutes.
  • We will use the information to help conduct smooth credit rating assessments, credit management, contract management, and other transactions with our customers.
  • We will use the information to conduct market research and to aid product development.
  • We are entrusted by a company contracted with us (hereinafter referred to as "affiliated company") and use it to send announcements and advertisements related to various products and services provided by the affiliated company.
  • We will use this information to confirm an individual’s identity based on laws regarding the prevention of fraudulent transferring of profits.
  • We will use this information to send advertisements related to various products and services provided by our subsidiaries, consolidated companies, and equity method affiliates.

We will jointly use the personal data we possess as follows.

•  (1) Range of joint use 
   Our subsidiaries, consolidated companies, equity method affiliates, and NTT Finance Corporation
•  (2) Users’ purpose of use 
   To send advertisements related to various products and services provided by us or a joint usage company.
•  (3) Items of personal data to be jointly used 
   A customer’s name, address, phone number, and place of employment (company name, division, position, address, phone number, and email address)
•  (4) Management of personal data is overseen by: 
   Same as listed above in I.5.3

When providing personal data held by us to a third party, we will, in principle, obtain the consent of the individual in writing.
In addition, when the handling of personal data is outsourced, only the information necessary for the purpose of use should be disclosed and the personal data should be entrusted to a business operator who can implement an appropriate management system. there is. In this case, the Company will perform appropriate supervision, such as concluding a contract regarding the handling of personal data with the business operator.
In addition, we will not acquire, use or provide sensitive personal information and sensitive information to third parties unless it falls under the exceptions stipulated by protection laws and regulations.
Furthermore, when providing personal data to a third party in a foreign country, we will do so in compliance with the provisions of protection laws and regulations.

When requesting disclosure, correction, suspension of use, etc. of personal data held by the Company and disclosure of records provided by a third party, we have prepared a form for the procedure. HerePlease download and print from and send it to the address below.

Items subject to requests for disclosure, corrections, and suspension of usage are as follows.
Names, birthdays, addresses, phone numbers, places of employment (company names or industries and phone numbers), transaction history related information

When making a request, please include one of the following identity verification documents containing your current address so that we can verify your identity.

• A copy of your driver's license (If your current address is written on the back, a copy of the back will also be needed)
• A copy of your passport (within the expiration date, face photo page <spread 1 page> and address page <back cover back side>)
• Copy of various health insurance cards (masked part of insured person's symbol, number, etc.) + original copy of resident's card (without personal number and registered domicile, or with personal number, registered domicile) Is a masked part) or utility bill or invoice
• A copy of your residence card or a special permanent resident certificate (or an alien registration card during the period it is recognized as a residence card or a special permanent resident certificate) + a copy of your passport or a utility bill or invoice

A disclosure fee of 1,000 yen (including consumption tax) will be charged.

Address to send disclosure requests for personal information to:
Legal Division, General Affairs, NTT TC Leasing Co., Ltd.
Shinagawa Season Terrace 13th floor, Konan 1-2-70, Minato-ku, Tokyo 108-0075

When handling kana processing information and anonymous processing information, we will handle it in compliance with the provisions of protection laws and regulations.

Click here for the information security policy of NTT Group companies.